Simple card using scraps of papers

An other version of above card.  Both cards are A2 ( 5 1/2 x 4 1/4") size cards.  Top layer is 4 1/4 x 3 1/8 with the bottom edge punched.  Any border punch will do.  The decorative paper is 2 1/8 x 3 3/4".  The ribbon is cut at about 8" with an other smaller piece cut and tied about 2 1/" from one end.  The 8" ribbon is taped to the back of the top layer then.  The top layer is foam mounted.  I found this in an old CardMaker November 2010 magazine.